> Are banks really liable for scams caused by customer negligence on their devices? In the UK, not legally liable. However culture is not 100% aligned with the

> Are banks really liable for scams caused by customer negligence on their devices? In the UK, not legally liable. However culture is not 100% aligned with the law and in practice banks that stick to the rules will be pilloried by the left-wing press and politicians, they risk regulator harassment etc, so they sometimes decide to socialize the losses anyway even when the law doesn't force them. The blog post cites an example of that. To stop this you'd have to go further and pass a law that actively forbids banks from giving money to people who lost it to scammers through their own fault.