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> Giro is not instant, and almost no bank will offer an API that signals that a specific customer has transferred funds successfully. And because of that we ha
by pantalaimon 1y ago
> Giro is not instant, and almost no bank will offer an API that signals that a specific customer has transferred funds successfully.
And because of that we have leeches like Sofortüberweisung. They basically proxy the web interface of your bank and you'll give them full access to your account, so they do the transaction for you by scraping your banks web interface (and your transaction history) and report success to the vendor.
- whstl 1y ago> Sofortüberweisung A reminder that Sofort is made by Klarna, the company that mandated usage of AI and fired 700 employees because of AI.
- ta12653421 1y agonot any more: most of these Payment-Initiation-Services (PISP in EU-speach) do use the public PSD2 apis these days. In the dark beginning days, it was scraped, yes.