Wait till you learn about iDeal. Basically flawless online payments for 10+ years in the Netherlands. Dominates the entire online and offline markets. No cards,

Wait till you learn about iDeal. Basically flawless online payments for 10+ years in the Netherlands. Dominates the entire online and offline markets. No cards, no signups, just your normal bank account. P.S. lives in Germany 5+ years and can attest its banks and online banking are generations behind its neighboring countries. A travesty.