Poland has Blik, it's amazing and I wish it existed everywhere - you can pay someone using a phone number or you can generate a Blik number that you can give an

Poland has Blik, it's amazing and I wish it existed everywhere - you can pay someone using a phone number or you can generate a Blik number that you can give anyone else to request or send a payment - and it's instant. Most stores accept Blik payments, and I've paid using it in places where bank cards are not accepted or where there is no infrastructure to accept them - just use Blik.