You're not wrong but I've had good luck booking with 3rd party travel sites in exchange for discounts. I'm going on the flight, won't need to change or cancel i

You're not wrong but I've had good luck booking with 3rd party travel sites in exchange for discounts. I'm going on the flight, won't need to change or cancel it. I always click no on the "would you like to spend $x to 'protect' your tickets" and have never regretted it. This feels morally the same. If one day I lose out and have to eat the cost of a flight I'm still way ahead.