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Disposable income is income after taxes. Discretionary income, which is what I specified, is income that remains after the necessities of life have been paid fo
by rchaud 1y ago
Disposable income is income after taxes. Discretionary income, which is what I specified, is income that remains after the necessities of life have been paid for.
- WillPostForFood 1y agoDiscretionary income spiked during Covid giveaways, and declined during the inflation of 2021/2, but the trend line is up from 2015. https://i.imgur.com/Dbf8yyU.png https://i.imgur.com/Dbf8yyU.png
- JumpCrisscross 1y ago> Discretionary income, which is what I specified, is income that remains after the necessities of life have been paid for You’re correct. See the personal savings rate [1]. If we observe the distribution, the lower quartile to third of households have no material savings [2]. [1] https://fred.stlouisfed.org/series/PSAVERT https://fred.stlouisfed.org/series/PSAVERT [2] https://www.federalreserve.gov/publications/2025-economic-well-being-of-us-households-in-2024-savings-and-investments.htm https://www.federalreserve.gov/publications/2025-economic-we...