So my explanation is stock market bump and nft/meme coins coincided with checks going out and unemployment benefit bump. Also personal savings rate jumped to 3

So my explanation is stock market bump and nft/meme coins coincided with checks going out and unemployment benefit bump. Also personal savings rate jumped to 30% during that time due to covid stimulus. Your retort is some moral argument about it doesn't feel right because poor people. You're not having a serious conversation so I'm going to bow out. Reconsider the facts and put your moral indignation aside https://fred.stlouisfed.org/data/PSAVERT https://fred.stlouisfed.org/data/PSAVERT