I would think that there would still be other expenses in some form: - Utilities on shared apartment with roommates (unless you are lumping this into rent) - Do

I would think that there would still be other expenses in some form: - Utilities on shared apartment with roommates (unless you are lumping this into rent) - Doctors co-pays (or the money to spend out of pocket until you meet your deductible, depending on your health insurance) If you have a car, - car insurance - gas - car maintenance costs such as 6 month services