That something is one of the foundations of the rot we're dealing with today. Hospitals having to absorb those costs as overhead is a large motivation for the d

That something is one of the foundations of the rot we're dealing with today. Hospitals having to absorb those costs as overhead is a large motivation for the dynamic whereby they send fraudulent bills that you then need an "insurance" company to negotiate down for you. Politicians love such unfunded mandates because they magically assert the problem is solved while not increasing the budget at all. But they create a humongous drain on the economy (those resources come from somewhere), and are ultimately a form of regulatory capture.