> Universal healthcare doesn't change the overall cost. It can, at least to some degree. Every doctor's office has people who run through the insurance maze,

> Universal healthcare doesn't change the overall cost. It can, at least to some degree. Every doctor's office has people who run through the insurance maze, trying to get services paid for. And every insurance company has people on the other side, trying to find ways to not pay for stuff. Having only one organization to deal with would simplify that; having one organization with clear, transparent rules would simplify it more.