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Totally! You can also use something like VIG or VDADX if you're restricted in terms of offerings. I personally account for that in my planning. But many folks
by Spooky23 1y ago
Totally! You can also use something like VIG or VDADX if you're restricted in terms of offerings.
I personally account for that in my planning. But many folks have their money in 401k funds in generic broad market securities -- often with high fees on top of it!
- thunky 1y ago> You can also use something like VIG or VDADX if you're restricted in terms of offerings. How is that? RSP and VIG look very different.
- Spooky23 1y agoVIG omits some of the high flier growth stocks that pay no dividend.
- thunky 1y agoOk so they sort of have something in common...but I'm not sure it's good advice to say one can be used to replace the other due to their very different overall strategies.
- Spooky23 1y agoFair. I should have qualified more clearly that I meant for retirement accounts where you have limited options. RSP definitely performs better and doesn’t shut you out of the growth stocks.