I can't think of anything in software lagging as much as personal finance. I use GNUCash, which is a glorified balance sheet, and my online bank accounts. This

I can't think of anything in software lagging as much as personal finance. I use GNUCash, which is a glorified balance sheet, and my online bank accounts. This sucks, but only slightly less than Mint which sucks slightly less than Quicken. Making personal finance decisions should take seconds, not hours, and yet data collection by hand remains the only reliable method to make such decisions. This is unacceptable in 2012.