And if my neighbor purchases a cheap battery-powered product that violates all electrical regulations from TEMU and the fire started by it burns down my apartme

And if my neighbor purchases a cheap battery-powered product that violates all electrical regulations from TEMU and the fire started by it burns down my apartment too, who's responsible then? I guess my neighbor, and the insurance will probably cover the costs, but I will still have lost the apartment and all the stuff that was in it. And customs will maybe look at big shipments, but can't hope to check even a tiny fraction of the millions of small packages.