> 100k invested in the market - untouched - will decay a certain percentage a year in purchasing power due to inflation but will outpace it due to returns. Wha

> 100k invested in the market - untouched - will decay a certain percentage a year in purchasing power due to inflation but will outpace it due to returns. What's your point? That inflation is a thing? The S&P 500 has delivered an average annual return of 10.33% since 1957, but when adjusted for inflation, the real return drops to 6.47%. > In 20 years you might be able to get into a home with the cash Why are you hung up on owning a home? There are 100 other things you could do w/ a windfall with a better return than buying a home. Invest in education is probably one of the more high return things you can do w/ a windfall https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp#:~:text=the%20United%20States.-,The%20S%26P%20500%20has%20delivered%20an%20average%20annual%20return%20of,real%20return%20drops%20to%206.47%25. https://www.investopedia.com/ask/answers/042415/what-average...