See my other comment: many do ask themselves that, in this case they reach the answer that it's a P&D and they think they can profit from it. > or whatever se

See my other comment: many do ask themselves that, in this case they reach the answer that it's a P&D and they think they can profit from it. > or whatever selling a course so some of those 'investor group' things the perpetrator spins it as that they're so rich that they're bored and lonely, and this trick is the thing they know best but they don't need it any more because they're already rich. Sometimes there are hints that the approach isn't 100% legal and so it's unwise for any one person to do too much of it. Keep in mind the goal of the fraudster is not to convince everyone or even most people. Their goal is to have a few people who are very convinced, such that they'll part with large amounts of money. They don't mind convincing more, of course, but often the narrative that creates true believers is incompatible with ever catching a lot of people. The scam seeing stupid in hindsight or that it makes its victims seem greedy or crooked themselves is a major advantage too, because it makes the victims much less likely to speak out or try to recover their losses from the perp.