3 ms·

so each bank uses a standard API?

• OtherShrezzing 1y ago
  There's a small enough number of competing APIs that it's not an especially large burden for merchants to integrate each. For very small merchants, they usually subscribe to a tool like Stripe to offload the complexity. The user sees a "click here to interface with your bank" type experience on almost every site in the EU & UK.
  • cassianoleal 1y ago
    > The user sees a "click here to interface with your bank" type experience on almost every site in the EU & UK. This functionality exists in the UK but it's unfortunately not as widely adopted as you suggest.
    • politelemon 1y ago
      The few instances where I've had a chance to use it, it's been really well done.