great question. 1: not much, I didn't know it existed 2: I calculated the ROI to see how much I'm saving/losing by paying 200 a month, but they could just as e

great question. 1: not much, I didn't know it existed 2: I calculated the ROI to see how much I'm saving/losing by paying 200 a month, but they could just as easily do the same thanks for the heads up! their tool looks very nice!