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It will absolutely not be zero once you consider costs, effort, future obligations, etc. But, by all means, do what makes sense for you.
by ghaff 1y ago
It will absolutely not be zero once you consider costs, effort, future obligations, etc. But, by all means, do what makes sense for you.
- dzhiurgis 1y agoIt can be if you over-provision, but I agree, 0 isn’t the sweet spot, especially if you have bad credit.