I realize that the post is making an analogy, but it's based on fact. I worked in a car shop for a few months, and we charged a premium for "exotic" cars - som

I realize that the post is making an analogy, but it's based on fact. I worked in a car shop for a few months, and we charged a premium for "exotic" cars - something like 2x the cost of normal service. The reason was entirely on the insurance costs for handling those customers' vehicles.