Given that many door locks and other portable locks are laughably bad and can be opened with sometimes simple shimmering, or at most basic picking tools, that w

Given that many door locks and other portable locks are laughably bad and can be opened with sometimes simple shimmering, or at most basic picking tools, that would mean insurance companies could already have sued Master locks for instance. So at least, bad security is probably not enough for it. From there, making customer pay to fix bad security doesn't sound like a significant step.