> In your example, if an unscrupulous store pockets the credit card payment, the credit card / issuer will often reimburse your purchase. This is true in the E

> In your example, if an unscrupulous store pockets the credit card payment, the credit card / issuer will often reimburse your purchase. This is true in the EU too. It’d also why you don’t tend to pay for goods and services via transfer unless it’s a very high value item and you have a contract to go alongside it.