That page is getting into the weeds, but none of that says a merchant cannot state that cash and debit cards receive an x% or $x discount. The federal regulati

That page is getting into the weeds, but none of that says a merchant cannot state that cash and debit cards receive an x% or $x discount. The federal regulations specifically allow discounts, and presumably some lawyers will argue that a surcharge is different from a discount. Amex is trying to do all it can, but still can’t tell a merchant they cannot advertise a discount for cash/debit.