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> and I can happily retrieve my payments list to my budgeting app Is this a UK thing? I've been searching for something like Mint/Quicken in the EU and haven't
by rkomorn 1y ago
> and I can happily retrieve my payments list to my budgeting app
Is this a UK thing? I've been searching for something like Mint/Quicken in the EU and haven't found anything worthwhile because there doesn't seem to be a standard for budgeting apps to connect to banks.
- gripfx 1y agoI use the GoCardless API to pull transactions and balances into a Google Sheet. They have pretty good coverage for UK and EU it looks like [1] [1] https://developer.gocardless.com/bank-account-data/overview#coverage https://developer.gocardless.com/bank-account-data/overview#...
- erinnh 1y agoPSD2 is that standard. I personally use Finanzguru (for the German market, it supports many banks). Likely to be many others.
- rkomorn 1y agoSeems like my bank started supporting it last year. Will check it out. Clearly, I must have been searching wrong!
- AndrewDucker 1y agoA quick search shows this one is well regarded https://www.bilanceapp.com/ https://www.bilanceapp.com/
- rkomorn 1y agoInteresting... in that it apparently has the exact same limitations as my bank's built-in finance tracking feature (including being mobile-only).
- CamouflagedKiwi 1y agoYes, there is Open Banking in the UK: https://www.openbanking.org.uk/ https://www.openbanking.org.uk/ It's the UK version of PSD2 so there should be equivalent schemes in Europe. Not that it really is as open as many of us might like - the banks did a pretty good job of tying much of it up in red tape.
- graemep 1y agoOpen banking does that but it needs to be a provider. Some banks let you download in formats that let you then import into something. I have imported a lot into Gnucash from a downloaded file but its not smooth or complete (narrative needed fixing).