A "better" solution (and the term better is doing a lot of heavy lifting here) is to implement something like steam points, akin to what Microsoft did 20 years

A "better" solution (and the term better is doing a lot of heavy lifting here) is to implement something like steam points, akin to what Microsoft did 20 years ago for the Xbox. Now payment processors just see people paying for steam points, not what's actually being purchased. There's no need for it to be distributed or any of the other aspects of crypto, steam is the issuing and accepting authority, and no one else matters, as far as steam is concerned