> and I will refrain from flippant attacks like "do you pay my mortgage" Well to start with, have you heard of the Mortgage Interest Tax Deduction? I quite arg

> and I will refrain from flippant attacks like "do you pay my mortgage" Well to start with, have you heard of the Mortgage Interest Tax Deduction? I quite arguably do contribute to your mortgage! The actual answer is far more complex. https://www.strongtowns.org/ https://www.strongtowns.org/ has some info, though some of their stuff is debatable.