3 ms·

Germany inkssso debt collector – question

1 points by thegio 1y ago

Hello guys , basically I was working almost 4 years ago in Germany and while I was left didnt paid my credit card card . I have short job offer now just for 60 days , I don’t have any adres or item in Germany the debt collector was looking for me on my email and sending me notices through the years the thing is I don’t think they was going to court because just few days ago I was receiving reminder with the same text they will going to court. Basically I want to know for 2 Months if they located me can garnished my salary so fast or getting arrest warrant or something ? The debt is around 2 thousand

thegio 1y ago
I’m from other country in EU so I’m eu citizen just want to add
stop50 1y ago
As long you are in the EU, they always can go to court. For the job offer: since you have an open debt, the SCHUFA will still have an record about you. The landlords usually check against them. Living in Germany makes them easier to find you. The easiest way is to contact debt collector and pay the debt, the banks are required to update the schufa about the cleared debt and the court problem is also solved. the court can order garnishing and distraints, but only up to the minimal amount you need to live, so food, water and rent are safe, but everything else not exactly required for living can be taken. Some stuff is sold directly or auctioned away. The absolute minimum distraint protected income is currently 1555€. The exact garnished/distrainted amount depend on your situation.
- thegio 1y ago
  I will not paid it until I have permanent job there and also I think after 3 years if they don’t do court they can’t because I will object if I living permanently there , anyway if they manage fast to make garnished of my salary I don’t have P konto mine is international bank , they can froze whole salary or not ? Is it possible to want arrest warrant ?
thegio 1y ago
Hello man I say said my job is short time and I will not been register in the system it’s a seasonal work allowing that. Also I have accomodation arranged from the company I will work and the payment will be in bank account not in Germany . About the court they didn’t do anything almost 5 years they didn’t start collecting the money in my country just sending email reminders regularly and warning with court but again u recieve same message with different date they just hope I will pay . However I think they will not have a time to find me for two months workjng only because I will be without registration , what did you think now ?

1 points by thegio 1y ago

thegio 1y ago

I’m from other country in EU so I’m eu citizen just want to add

stop50 1y ago

As long you are in the EU, they always can go to court. For the job offer: since you have an open debt, the SCHUFA will still have an record about you. The landlords usually check against them. Living in Germany makes them easier to find you. The easiest way is to contact debt collector and pay the debt, the banks are required to update the schufa about the cleared debt and the court problem is also solved. the court can order garnishing and distraints, but only up to the minimal amount you need to live, so food, water and rent are safe, but everything else not exactly required for living can be taken. Some stuff is sold directly or auctioned away. The absolute minimum distraint protected income is currently 1555€. The exact garnished/distrainted amount depend on your situation.

thegio 1y ago
I will not paid it until I have permanent job there and also I think after 3 years if they don’t do court they can’t because I will object if I living permanently there , anyway if they manage fast to make garnished of my salary I don’t have P konto mine is international bank , they can froze whole salary or not ? Is it possible to want arrest warrant ?

thegio 1y ago

Hello man I say said my job is short time and I will not been register in the system it’s a seasonal work allowing that. Also I have accomodation arranged from the company I will work and the payment will be in bank account not in Germany . About the court they didn’t do anything almost 5 years they didn’t start collecting the money in my country just sending email reminders regularly and warning with court but again u recieve same message with different date they just hope I will pay . However I think they will not have a time to find me for two months workjng only because I will be without registration , what did you think now ?