Insurance, homes, etc. are flows for the purposes of this analysis and so they aren't really that big a problem. Change the codes, so the stupid can't be recrea

Insurance, homes, etc. are flows for the purposes of this analysis and so they aren't really that big a problem. Change the codes, so the stupid can't be recreated and it will handle itself as the old stuff is destroyed and not rebuilt/rebuilt in a way that can handle the reality of the situation with minimal insurance claim. Even if the rate of disaster doubles it's still an insurable problem in this setup and within 20-30 years the problem handles itself through natural aging out plus insurable destruction of the old stuff. The key is to make it very easy to rebuild whatever you want within the constraint of new codes that ensure your building can handle its environment. If we let a california happen and hold everything up in development hell so almost nothing is being rebuilt six months to a year after the destruction is the real economy killer that is relevant here.