>> Fair point, but private organizations would at least have a financial incentive to give accurate numbers since that's they're business Private organizations

>> Fair point, but private organizations would at least have a financial incentive to give accurate numbers since that's they're business Private organizations will quickly start providing numbers that their customers want to see. Remember the risk ratings agencies prior to 2008? Yeah, finance guys want accurate risk assessments internally, but they always want good ratings on the stuff they're selling. Good ratings are a lubricant on transactions and since ratings are paid for by people making transactions there is more pressure in one direction.