CATB was about how to organize people to tackle major community/collaborative efforts in a social system that is basically anarchy. Both situations you've desc

CATB was about how to organize people to tackle major community/collaborative efforts in a social system that is basically anarchy. Both situations you've described are Cathedrals in the CATB sense: all dev costs are centralized and communities are impoverished by repeating the same dev work over and over and over and over.