VA loans with no down payment and 3.5-4.5% rates did a lot of good work for quite awhile. But, with the desires of builders to maximize profits, I don't see su

VA loans with no down payment and 3.5-4.5% rates did a lot of good work for quite awhile. But, with the desires of builders to maximize profits, I don't see supply of homes (especially smaller ones of 1-3 bedrooms) easing anytime soon.