Sorry no. No amount of "market power" should compel you to engage in behavior you find immoral. Also "credit card companies" are not a monopoly for any reasona

Sorry no. No amount of "market power" should compel you to engage in behavior you find immoral. Also "credit card companies" are not a monopoly for any reasonable definition of monopoly. There are four major ones. That's like saying Ford, GM, Stellantis, and Tesla are a monopoly.