> That it sometimes works counter to those goals is a function of greed, a lack of accountability and and a lack of transparency. The whole purpose of regulati

> That it sometimes works counter to those goals is a function of greed, a lack of accountability and and a lack of transparency. The whole purpose of regulations is to reduce accountability (because instead of taking responsibility for their actions, entities instead just follow the regulations). It's not an accidental bug, it's a fundamental design flaw in the system.