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I'm in the same boat as the OP, and was able to find health insurance for about $500/month for a family of 4. The main catch is that it's a very high deductible
by callmevlad 14y ago
I'm in the same boat as the OP, and was able to find health insurance for about $500/month for a family of 4. The main catch is that it's a very high deductible, so we'd have to spend at least $5000 per year out of our own pocket (or HSA) for the insurance part to kick in. If I were to keep my old employer's coverage through COBRA, it would be closer to the $2000/month number. But if you're saving $1500 per month in premiums, and are reasonably healthy, having a high deductible "catastrophic" plan with some backup money in an HSA makes a lot of sense.
- wensheng 14y agoThanks for the info. It does seem to make more sense to opt for a high deductible plan.