Can I have an option to easily "fall back" to metered spend when hitting these hard limits? I wouldn't mind spending $5-10 on api credits to not interrupt my fl

Can I have an option to easily "fall back" to metered spend when hitting these hard limits? I wouldn't mind spending $5-10 on api credits to not interrupt my flow one day, and right now that means switching to another tool or logging out and re-logging in when the rate limit switches back.