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as a Canadian its bizarre that the USA of all places is behind us in card-payment technology. I went to LA in 2016 and they had never heard of a chip in a credi
by throawaywpg 1y ago
as a Canadian its bizarre that the USA of all places is behind us in card-payment technology. I went to LA in 2016 and they had never heard of a chip in a credit card, only swipe.
- toast0 1y agoThat's just fallout from the US's first mover advantage.
- Insanity 1y agoAs a European living in Canada, Canadian banking is already lagging behind on the EU banking I had. Paying online with Debit Cards is possible (at least in Belgium), alongside 2FA, not just entering 3 digits on the back of a card. And when dealing with RBC, their mobile app is.. not great.
- bluGill 1y agoChip vs swipe is meaningless to people. They both work. The us had good protection for swipe fraud so nobody cares. The EU went to chip+pin because historically their consumer laws were inferior.
- throawaywpg 1y agochips last longer!