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You can pretty trivially set credit cards to auto-pay and use them as debit cards, with the only difference being a delay in any overdraft penalty. Sure, if yo
by BobaFloutist 1y ago
You can pretty trivially set credit cards to auto-pay and use them as debit cards, with the only difference being a delay in any overdraft penalty.
Sure, if you overspend you get heavily penalized, and that's not great, but you don't have to spend a dime of interest to build a respectable credit score.
- one-note 1y agoAgain, you’re being forced into playing the Visa/MC game.
- BobaFloutist 1y agoThere are other ways to build credit, credit cards are just the easiest and most convenient.