Suspicious transactions are a legitimate use-case for payment processing. If you don't fully trust who you're buying from, the scam preventions, chargebacks, re

Suspicious transactions are a legitimate use-case for payment processing. If you don't fully trust who you're buying from, the scam preventions, chargebacks, refunds etc. work fine. But buying lunch or small chocolates, cigarretes etc with credit cards is INSANE.