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Poland has the fantastic BLIK system: https://en.wikipedia.org/wiki/Blik https://en.wikipedia.org/wiki/Blik Used country-wide, it's popular enough that global s
by omega___ 1y ago
Poland has the fantastic BLIK system: https://en.wikipedia.org/wiki/Blik https://en.wikipedia.org/wiki/Blik
Used country-wide, it's popular enough that global stores allow using it, like AliExpress or Steam.
- dandellion 1y agoIs it only available in Polish złoty for Polish citizens? Or could I, from a different EU country, open an account and use it to pay for games on Steam? My guess would be no, but it's worth asking.
- omega___ 1y agoIt's supported by polish banks for PLN accounts, but I don't think there's a requirement to be a citizen to open an account. I know Revolut also allows using it, if you create a PLN account in it.
- pzmarzly 1y agoRevolut will only offer BLIK if your address is in Poland, it's not enough to just open a PLN subaccount. Same with Wero, it is only shown for customers in Germany and France IIRC. I have no idea why they did it like that, the backend clearly supports them all.
- 0rzech 1y agoPSP S.A. is expanding abroad, so perhaps BLIK will be available in more countries in some time: "In September, the first BLIK transaction was made in Slovakia, and BLIK Romania S.A. received authorization from the National Bank of Romania to operate in the country. In November, the Polish Payments Standard transformed into a joint stock company, to support the execution of its strategic goals." [1] [2] BLIK has one ugly caveat, though: it has no chargeback procedure. [1] Year 2024. [2] https://www.blik.com/en/about-us#id-15ce9a61-2597-11f0-8657-42010a000202 https://www.blik.com/en/about-us#id-15ce9a61-2597-11f0-8657-...
- slaw 1y agoBLIK contactless payment uses Mastercard network.
- 0rzech 1y agoAlso, Mastercard is one of PSP S.A. [1] shareholders. [1] Polski Standard Płatności S.A. - Polish banks' joint venture, which created and operates BLIK.