3 ms·
I'm always afraid of my phone getting stolen or losing it somewhere so I have a completely separate iPhone, which runs my banking apps. I keep that phone at hom
by throw3827245 1y ago
I'm always afraid of my phone getting stolen or losing it somewhere so I have a completely separate iPhone, which runs my banking apps. I keep that phone at home.
- dotancohen 1y agoDepending on where you live, a burglary might be more common than a robbery. Why don't you just use the bank's website on your desktop computer (assuming you have a desktop computer)?
- spaqin 1y agoBecause in infinite banking sector's wisdom, logging into the website requires a confirmation with the mobile app.
- exe34 1y agoI've changed banks for less.
- bornfreddy 1y agoI'm in a similar position and I hate it. They somehow managed to convince themselves that if you issue tokens for 2FA within the mobile app it is still "two" factor authentication. Of course since you already have mobile app now, you can just use it directly (and there is no way to disbale that). So while webapp is 2FA, there is now a mobile app which is not. Good thinking.
- ekianjo 1y agoAre there banks without such requirement these days?
- bubblethink 1y agoSchwab works with totp as 2fa.
- mixmastamyk 1y agoLast time I looked they required some Symantec BS to intermediate. Has that ended?
- bubblethink 1y agoI don't know if it has ended but you could reverse engineer the Symantec BS and convert it to regular totp. You likely need root to extract the internal store from the symantec app.
- dotancohen 1y agoAsk for an alternative authentication mechanism because you "do not own a smartphone".
- DirkH 1y agoAll banks I know that do this have an alternative 2FA you can use instead tho.
- theandrewbailey 1y agoI'm concerned about losing phones too, so I don't bank on any phone.