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It does not work as seamlessly as CC w.r.t chargebacks. What a lot of folks do is they pay for most purchases with UPI but try and ensure there is some kind of
by porridgeraisin 1y ago
It does not work as seamlessly as CC w.r.t chargebacks.
What a lot of folks do is they pay for most purchases with UPI but try and ensure there is some kind of "undo" button somewhere for large purchases. If I am making a purchase on a shady website, or making a large purchase, I will pay using CC so that I can chargeback and the CC company will deal with it. However, even if I am buying a laptop or whatever on Amazon, I know that amazon will deal with returns and stuff properly, so I would just UPI it. There is also the matter of credit card offers and points and what not. If there is a good discount then CC is used.