Right. I'm currently on a work-holiday visa in Canada (BC). I went to an ER and had to pay ~$825 upfront, before seeing a doctor. My travel insurance reimburse

Right. I'm currently on a work-holiday visa in Canada (BC). I went to an ER and had to pay ~$825 upfront, before seeing a doctor. My travel insurance reimbursed everything but you'd better have money on your credit card... Before getting my work holiday visa, I had to prove that I had medical insurance covering me during my stay in Canada. [edit: I'm from Belgium]