Right, but only to a bank account with bank account details. You can't send money to a phone number, QR code (temporary or persistent), CPF, email address, etc.

Right, but only to a bank account with bank account details. You can't send money to a phone number, QR code (temporary or persistent), CPF, email address, etc. Pix isn't really comparable to SEPA Instant or Faster Payments, and the adoption rate shows it.