What about milestones. Some gamification can make paying the high interest debt more of a buzz. Maybe dont make it about paying off debt but make it about redu

What about milestones. Some gamification can make paying the high interest debt more of a buzz. Maybe dont make it about paying off debt but make it about reducing interest. Each $10/m reduced is a gold star. You get to buy a frappe each time you do that. (Less than one month). It's a good goal because you can reduce interest by paying off and also by consolidation and refinancing.