I blast my friend who works at a regional bank chain about new failures by banks to protect their customers from scams. He reminds me that frequently, if a bank

I blast my friend who works at a regional bank chain about new failures by banks to protect their customers from scams. He reminds me that frequently, if a bank gets between a customer and moving their money as they wish, they can quickly get as angry at the bank as they will the scammer. My righteousness somewhat dulled by this conundrum, I usually slump in my chair and wonder again how to protect the elderly and simple in a global connected world. Maybe solving a coordination problem here between banks? A SAR-like mechanism but a “friendly” one for fraud victims that require all banks to coordinate on and slow this customer down from playing into the scam? Some kind of 3rd party prepared to reach out not unlike a fraud report and gently try to get the victim to see the scam that’s wound around them? Of course that’s now just one more way we’re owned, needing permission to debank or move? Ugh. I worry because every elderly family member I have, I think, has talked to me about suspicious calls and scams, some progressing quite far before a friendly observer intervened.