So just so I'm clear: because some people, somewhere, will take UBI and blow it on college beer parties, which definitely won't happen otherwise, but because of

So just so I'm clear: because some people, somewhere, will take UBI and blow it on college beer parties, which definitely won't happen otherwise, but because of that, every person who doesn't grow up at least semi-privileged gets the on-ramp directly onto the lifetime debt treadmill?