I've noticed some people have gotten into tricky money situations and forever after adopting "I won't let that happen again" mentality. Lawsuits, divorces, tax

I've noticed some people have gotten into tricky money situations and forever after adopting "I won't let that happen again" mentality. Lawsuits, divorces, taxes on unrealized income, taxes contested by another state, offshore earning complications, ... The trauma of giant unexpected bills or losses can make people do ... things.