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This is pretty bad, but not as bad as Plaid asking for my bank account log-in credentials.
by mitthrowaway2 1y ago
This is pretty bad, but not as bad as Plaid asking for my bank account log-in credentials.
- andrewmcwatters 1y agoThere’s no other way to do it. Not all banks expose an API.
- RandomBacon 1y ago> There’s no other way to do it. Don't they allow you to manually enter the bank routing number and account number, then verify it by depositing and withdrawing a few cents?
- cvoss 1y agoYou can't query account balances and transactions through ACH.
- andrewmcwatters 1y agoThat’s just account verification. ACH has some really antiquated practices on purpose that make the system more robust than a naive automated banking system and less robust than a comprehensive one. I own a business that works directly in this space.