It's as much a response to regulatory stuff as it is a marketing and perception thing. All these banks over the years were faced with rules either from their i

It's as much a response to regulatory stuff as it is a marketing and perception thing. All these banks over the years were faced with rules either from their insurers and/or government to the tune of "you must have a process to control X" and they say, "well, ugh, I guess only VPs can do that" and then as they grew and merged and were acquired by each other it pushed the VP title way down the org chart.