Amen. Sadly, it seems next to impossible to bring this sort of change and accountability to industry. In the meantime, our only option is pay premiums (both fin

Amen. Sadly, it seems next to impossible to bring this sort of change and accountability to industry. In the meantime, our only option is pay premiums (both financially and in effort), which the masses are unable or unwilling to do, in order to opt out of the current system (if it's even possible). At least you're thinking about the issues, and seem to care, so thanks for that.