I consistently have to remind myself that a lot of the readers on this site are significantly younger than myself, and have decades yet before this is going to

I consistently have to remind myself that a lot of the readers on this site are significantly younger than myself, and have decades yet before this is going to be something that might impact them. Although I suppose they have grandparents. Scarier still is the knowledge that today, I can spot a scam call immediately - but a future is coming where I'm the one who'll be likely to read off my credit card number to someone on the phone.